The ā€œSapaā€ Economy: How Nigerians Are Innovating Survival in a Cashless Crisis

Modupe Olalere In Nigeria today, millions wake up to what they call the ā€œSapaā€ economy, a reality where wallets feel empty, bank accounts seem inaccessible, and even daily necessities require ingenuity. ā€œSapa,ā€ a slang term for financial hardship, has become part of everyday conversation, trending on social media, and even shaping business ideas. Over 70%…

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